What is this all about? Is this legitimate?
Openpay conduct regular reviews of all of our services, ensuring we are delivering the best experience for our customers, this includes reviewing customer’s spending limits which are calculated using our own decisioning process based on a range of factors.
You can log into your account via the Openpay App to check your new balance!
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Did this result in a credit check?
No credit checks were done to complete this review, the increase is based on our internal decisioning process which factors in things like previous repayment history. A credit check would only be conducted if you request an increase to this initial spending limit – and only if you provide us consent to do so.